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First-Time
Home Buyers

Unlock the door to homeownership as a first-time buyer. Our team specializes in guiding first-time buyers through the mortgage process, offering expert advice and tailored solutions. Discover the resources and support you need to confidently take your first steps towards owning your dream home. Let us make your first-time home buying experience a seamless and memorable one.

Your First-Time Home Buyer Experts

As your dedicated First-Time Home Buyer Experts, The Hobart Team is here to make your homeownership dreams a reality. We understand that purchasing your first home can feel overwhelming, but fear not – we’ve got you covered. Our experienced professionals will guide you through every step of the process, providing personalized advice and tailored solutions. From securing the right financing to finding your perfect home, trust us to be your trusted partners throughout this exciting journey. Let us ease the path to your first home and ensure you feel confident and empowered in your decision.

Ready to make a move?

Let a mortgage professional guide you through your journey.

Work With Us

Steps to Homeownership With Hobart Team

Get Pre-Approved

Unlock your home buying potential by getting pre-approved for a mortgage. With a clear understanding of your budget and loan eligibility, you can confidently embark on your journey to find the perfect home. Start with a pre-approval to make the home buying process smoother and more successful.

  • Expert guidance for necessary financial paperwork.
  • Personalized service from a trustworthy lender.
  • Seamless online or in-person application process.
  • Fast pre-approval with prompt review and tailored mortgage amount.

Finding an Agent - The Hobart Way

At The Hobart Team, we understand that finding your dream home is a journey close to your heart. Our mission is to make that journey a seamless and rewarding experience. With a deep understanding of the local real estate market, our team of dedicated professionals is committed to matching you with the perfect property.

Whether you’re searching for a cozy starter home, a spacious family retreat, or a luxurious estate, we’ve got you covered. We provide access to an extensive range of listings, ensuring you have a variety of options to explore. Our experienced real estate professionals will take the time to understand your unique preferences and needs, guiding you through the house-hunting process with expertise and care.

Find Your Dream Home

At The Hobart Team, we understand that finding your dream home is a journey close to your heart. Our mission is to make that journey a seamless and rewarding experience. With a deep understanding of the local real estate market, our team of dedicated professionals is committed to matching you with the perfect property.

Whether you’re searching for a cozy starter home, a spacious family retreat, or a luxurious estate, we’ve got you covered. We provide access to an extensive range of listings, ensuring you have a variety of options to explore. Our experienced real estate professionals will take the time to understand your unique preferences and needs, guiding you through the house-hunting process with expertise and care.

Make an Offer

You’ve found the home that captures your heart, and now it’s time to move forward with an offer. As your trusted mortgage lenders, The Hobart Team will be there to support you through this exciting step. While the realtor handles the negotiations, we work closely with you to ensure your financial preparation aligns with the offer process.

Our team of mortgage experts will assist you in understanding the financial aspects of the offer, providing valuable insights to help you make informed decisions. With our expertise and personalized guidance, you can approach the offer stage with confidence. Let The Hobart Team take care of the financing details, so you can focus on envisioning yourself in your future home. Trust us to be your dedicated partners throughout the process, helping you secure the mortgage that fits your needs seamlessly.

Final Stretch - Home Inspection

Once you’ve found your dream home and your offer has been accepted, you’ll schedule a home inspection with a qualified professional. They will conduct a comprehensive assessment of the property’s structure, systems, and overall condition. Armed with the inspection report, you’ll gain valuable insights into any potential issues or repairs needed, enabling you to make informed decisions about the property.

As your dedicated mortgage lenders, we fully support your home buying journey, including the home inspection process. We’re here to answer any questions you may have about financing, ensure a smooth loan application process, and provide you with peace of mind as you move closer to making your dream home a reality.

Secure Financing

Securing the right financing is not only essential but also a critical step towards achieving a successful homeownership journey. At The Hobart Team, we recognize the significance of this phase, and our team of experienced mortgage professionals is fully dedicated to guiding you through the entire financing process with expertise and care. We understand that each homebuyer has unique financial circumstances and aspirations, which is why we take the time to listen attentively to your needs, assess your financial situation, and explore various loan options that align perfectly with your goals.

With our support and guidance, you can confidently navigate the complexities of the financing process, ensuring that you are well-prepared to close on your new home. Our ultimate aim is to make the financing process smooth and stress-free, empowering you to embark on your homeownership journey with confidence and peace of mind.

Closing

Congratulations, you’re almost a homeowner! The closing marks the final step in the home buying process. Our team will ensure all necessary documents are prepared and signed, and the property ownership is officially transferred to you.

We’ll be there to answer any questions and provide support throughout the closing process, making sure everything is in order for a smooth transition to your new home. Let us handle the details, so you can focus on celebrating this significant milestone in your life.

People Are Talking

“I am about to buy my first home and Kieth has already made this process very easy and stress free. He has answered every question I have thrown at him, which has been a lot as I am very inquisitive.”

– Eileen K.

What makes Hobart the best partner for first-time homebuyers?

At The Hobart Team, we take pride in being the go-to mortgage lender for first-time home buyers. With our deep understanding of the Pacific Northwest real estate market and years of experience, we are uniquely equipped to guide you through the complexities of the home buying process. Our team of dedicated experts is committed to making your first home buying experience smooth, transparent, and rewarding.

We go above and beyond to ensure that you have a comprehensive understanding of the various mortgage options available to you, helping you find the one that best suits your financial goals. From securing pre-approval to closing on your dream home, we are with you every step of the way, providing personalized guidance and support. Trust us to be your reliable partner on this exciting journey to homeownership, and let The Hobart Team help you make your dream of owning a home a reality.

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Frequently Asked Questions

What is a mortgage?

A mortgage is a loan provided by a lender to finance the purchase of real estate, with the property serving as collateral for the loan.

How much house can I afford?

The amount you can afford on a mortgage depends on factors such as your income, credit score, down payment, and other financial obligations.

How much do I need for a down payment?

The down payment required for a mortgage typically ranges from 3% to 20% of the home’s purchase price, depending on the type of loan and other factors. Certain loan products require 0% down.

How do I choose the right lender?

Choose The Hobart Team as your trusted lender, offering personalized service, expert guidance, and a seamless homeownership journey tailored to your needs, makes us the best choice for your mortgage financing.

What is the minimum credit score I need?

The minimum credit score required for a mortgage varies depending on the type of loan, but it generally starts around 620.

Ready to Get Started?

Contact your trusted mortgage lender today.

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